Annual Percentage Rates (APR)

Please enter an amount between $5,000.00 and $100,000.00.

Please note: Credit Card/Debt Consolidation loan amounts greater than $50,000 are only available for excellent-credit applicants.

Please enter a term between 24 and 240 months

Please note: Credit Card/Debt Consolidation loan terms greater than 60 months with a loan amount of less than $25,000 are only available for excellent-credit applicants.

Monthly Payment:
to

Interest rate / APR:
% to %

Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Annual Percentage Rates (APR)

Based on your selected loan purpose, below is a table of loan terms and available rates.

Loan Term (months) *
Loan Amount
Loan Amount $5,000 to $9,999 24 to 36 months, at 8.49% - 22.89%
24-36 months:
8.49% - 22.89%
 37 to 48 months, at 8.64% - 23.39%
37-48 months:
8.64% - 23.39%
 49 to 60 months, at 8.69% - 23.89%
49-60 months:
8.69% - 23.89%
 61 to 72 months, at 8.94% - 25.19%
61-72 months:
8.94% - 25.19%
 73 to 84 months, at 10.09% - 15.29%
73-84 months:
10.09% - 15.29%
 85 to 144 months, rates not available for this amount.
85-144 months:
N/A
 145 to 180 months, rates not available for this amount.
145-180 months:
N/A
 181 to 240 months, rates not available for this amount.
181-240 months:
N/A
Loan Amount $10,000 to $24,999 24 to 36 months, at 6.99% - 21.89%
24-36 months:
6.99% - 21.89%
 37 to 48 months, at 7.29% - 22.14%
37-48 months:
7.29% - 22.14%
 49 to 60 months, at 7.29% - 22.89%
49-60 months:
7.29% - 22.89%
 61 to 72 months, at 7.29% - 23.79%
61-72 months:
7.29% - 23.79%
 73 to 84 months, at 7.74% - 19.54%
73-84 months:
7.74% - 19.54%
 85 to 144 months, rates not available for this amount.
85-144 months:
N/A
 145 to 180 months, rates not available for this amount.
145-180 months:
N/A
 181 to 240 months, rates not available for this amount.
181-240 months:
N/A
Loan Amount $25,000 to $49,999 24 to 36 months, at 6.49% - 21.89%
24-36 months:
6.49% - 21.89%
 37 to 48 months, at 7.24% - 22.14%
37-48 months:
7.24% - 22.14%
 49 to 60 months, at 7.29% - 22.89%
49-60 months:
7.29% - 22.89%
 61 to 72 months, at 7.29% - 23.79%
61-72 months:
7.29% - 23.79%
 73 to 84 months, at 7.49% - 25.29%
73-84 months:
7.49% - 25.29%
 85 to 144 months, at 7.49% - 20.24%
85-144 months:
7.49% - 20.24%
 145 to 180 months, at 9.24% - 20.99%
145-180 months:
9.24% - 20.99%
 181 to 240 months, at 9.44% - 21.19%
181-240 months:
9.44% - 21.19%
Loan Amount $50,000 to $100,000 24 to 36 months, at 6.49% - 21.89%
24-36 months:
6.49% - 21.89%
 37 to 48 months, at 7.24% - 22.14%
37-48 months:
7.24% - 22.14%
 49 to 60 months, at 7.29% - 22.89%
49-60 months:
7.29% - 22.89%
 61 to 72 months, at 7.29% - 23.79%
61-72 months:
7.29% - 23.79%
 73 to 84 months, at 7.49% - 25.29%
73-84 months:
7.49% - 25.29%
 85 to 144 months, at 7.49% - 20.24%
85-144 months:
7.49% - 20.24%
 145 to 180 months, at 9.74% - 20.99%
145-180 months:
9.74% - 20.99%
 181 to 240 months, at 9.94% - 21.19%
181-240 months:
9.94% - 21.19%

Loan Terms:

  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
  • Loan proceeds may not be used to refinance any existing loan with LightStream.
  • Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.
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