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Learn more about how LightStream loans can be used to finance:

Auto

Auto Refinance
Classic Car Financing
Lease Buyout
Motorcycle Loans
New Car Loans
Private Party Auto Purchase
Used Car Loan

Home Improvement

Basement Remodel Loans
Home Improvement Loans
Hot Tub Financing
Kitchen Remodel Financing
Landscape Financing
Solar Financing
Swimming Pool Financing

Recreation

Boat Loans and Refinancing
Boat Repair Financing
Destination Club Financing
RV Loans
RV Refinancing
Timeshare Loans

Family

Adoption Loans
Dental Loans
IVF/Fertility Treatment Financing
Medical Financing
PreK–12 Financing
Wedding Loans

Anything Else!

Aircraft Financing
Credit Card/Debt Consolidation
Horse Loans
Horse Trailer Loans
Jewelry Financing
Land Purchase Loans
Tiny Home Financing
...or other financing needs!

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APR Disclosure

* Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Lowest rates require excellent credit. At least 27% of approved applicants applying for the lowest rate qualified for the lowest rate available based on data from 10/01/2024 to 12/31/2024. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Payment example: Monthly payments for a $25,000 loan at 6.94% APR with a term of 3 years would result in 36 monthly payments of $771.24.
Maximum APR for a LightStream loan is 25.79%.

Business Hours (Eastern time)
Customer Service
Monday - Friday: 9:30 a.m. to 7 p.m. & Saturday: Noon to 4 p.m.
Application Processing
Monday - Friday: 10 a.m. to 6 p.m.
Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

E H L Truist Bank is an Equal Housing Lender. © 2025 Truist Financial Corporation.
Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

Every time LightStream funds a loan for a customer, we plant a tree. In partnership with American Forests, we've planted more than a million so far. This has helped restore and protect fragile wildlife habitats across America. Safeguarding the environment and preserving wilderness areas is essential for our future. The team here at LightStream is proud to be doing something that will make a different for generations to come.

For every loan we plant a tree

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