Loan Application

Progress

Note: You can preview all pages of the application by clicking on the sections of the progress bar below. After you preview them, they must be completed in the order they appear.

^*indicates required field

Other "Annual" Income Changed

By selecting No, the income data that has been entered will be cleared. Do you still wish to change the Other Annual Income status on this application?

No Yes

Fiduciary Information

Because you selected “Fiduciary”, please provide your Name and Email before completing the application with the Principal's income, assets, and credit information. Interpret "You", "Your", or "Applicant" referenced In the application to mean the Principal.

^*First

Please enter your name.

^*Last

^*Email Address

Please enter a valid email address.

{{ LoanApp.RequiresJointConsent ? 'Primary Applicant Information' : 'Your Information' }}

^*First

Please enter your name.

^*Last

^*Email Address

Please enter a valid email address.

Please wait while we verify your email.

There may be an issue with the email provided.
Please review and correct, or continue.

In order to apply for a new LightStream loan, a current physical address or improved property address is required. We are unable to originate new loans using a PO Box or International address. If approved and funded, you will have the ability to update your address back to your mailing address.

^*Home Street Address (no P.O. boxes)

Please enter your complete address with both street name and number.

Apt, etc.

Number

Address changed? Please go to Account Services, then Profile, then Contact Information to update your address.

^*City

Please enter city.

^*State

Please enter state.

^*Zip Code

Please enter zip code.

A Florida documentary stamp tax , in the amount of {{LoanApp.FloridaDocStampTax | currency }} will be added to your loan amount then transmitted for payment on your behalf. Stamp tax is not included when determining loan interest rate.

^*Home Phone (with area code)

{{LoanApplication.ApplicantResidencePhoneNumber.$validationMessage}}

^*Time at current address

Years

Months

Please enter time at current address.

^*Housing Status

Please enter housing status.

^*Social Security (9 digits)

Please enter a valid social security number (123-45-6789)

Applicant and Co-Applicant SSNs must not match

^*Date Of Birth (mm/dd/yyyy)

Please enter a valid year.

You must be 18 years of age to apply for a LightStream loan.

Please enter a valid year.

Please enter a valid date.

^*Driver's License (last 4 digits)

Please enter the last four digits of your driver's license.

^*Are you a citizen of any of the following countries? Check all that apply.

^*Have you been issued an alien registration card, otherwise known as a green card, or a valid social security number (not an ITIN)?

Yes

Please enter your residence information.

Please enter your citizenship.

{{ LoanApp.RequiresJointConsent ? 'Primary Applicant Employment Information' : 'Your Employment Information' }}

^*Work Status

Please enter your work status.

^*Occupation Description

Please enter an occupation description.

^*Company Name

Please enter a company name.

^*Company Street Address

Please enter company street address.

Suite, etc

^*City

Please enter city.

^*State

Please enter state.

^*Zip Code

Please enter zip code.

^*Work Phone (with area code)

ext

^*Time with current company

Years

Months

Please enter time with current company.

^*{{salaryDescription}}

Do not include bonuses, commissions, tips, etc.

Please enter annual salary.

Work Status Changed

By selecting {{LoanApp.Applicants[0].Occupation.Type}}, the employment data that has been entered will be cleared. Do you still wish to change the work status on this application?

No Yes

{{ LoanApp.RequiresJointConsent ? 'Your Information' : 'Co-Applicant Information' }}

^*First

Please enter your name.

^*Last

^*Email Address

Please enter a valid email address.

Applicant and Co-Applicant email addresses must not match.

Please wait while we verify your email.

There may be an issue with the email provided.
Please review and correct, or continue.

Same as above

^*Home Street Address (no P.O. boxes)

Please enter your complete address with both street name and number.

Apt, etc.

Number

Address changed? Please go to Account Services, then Profile, then Contact Information to update your address.

^*City

Please enter city.

^*State

Please enter state.

^*Zip Code

Please enter zip code.

^*Home Phone (with area code)

{{LoanApplication.CoApplicantResidencePhoneNumber.$validationMessage}}

^*Time at current address

Years

Months

Please enter time at current address.

^*Housing Status

Please enter housing status.

^*Social Security (9 digits)

Please enter a valid social security number (123-45-6789)

Applicant and Co-Applicant SSNs must not match

^*Date Of Birth (mm/dd/yyyy)

Please enter a valid year.

You must be 18 years of age to apply for a LightStream loan.

Please enter a valid year.

Please enter a valid date.

^*Driver's License (last 4 digits)

Please enter the last four digits of your driver's license.

^*Are you a citizen of any of the following countries? Check all that apply.

^*Have you been issued an alien registration card, otherwise known as a green card, or a valid social security number (not an ITIN)?

Yes

Please enter your residence information.

Please enter your citizenship.

{{ LoanApp.RequiresJointConsent ? 'Your Employment Information' : 'Co-Applicant Employment Information'}}

^*Work Status

Please enter your work status.

^*Occupation Description

Please enter an occupation description.

^*Company Name

Please enter a company name.

^*Company Street Address

Please enter company street address.

Suite, etc

^*City

Please enter city.

^*State

Please enter state.

^*Zip Code

Please enter zip code.

^*Work Phone (with area code)

ext

^*Time with current company

Years

Months

Please enter time with current company.

^*{{salaryDescription}}

Do not include bonuses, commissions, tips, etc.

Please enter annual salary.

Work Status Changed

By selecting {{LoanApp.Applicants[1].Occupation.Type}}, the employment data that has been entered will be cleared. Do you still wish to change the work status on this application?

No Yes

Other Financial Information

^*Do you have Other "Annual" Income? ^*Do you have Other Income?

Yes

Please select Yes or No.

Other annual income may include bonuses, commissions, tips, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Other income may include retirement pay, pension, Social Security, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Please Read To Client:

Other annual income may include bonuses, commissions, tips, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Please Read To Client:

Other income may include retirement pay, pension, Social Security, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Married Wisconsin Residents:

If the loan you are applying for will be in the interest of marriage or family, you may elect to have us consider marital property, such as your spouse's income, in evaluating your application. To do so, check "yes" to enter your spouse’s income below under Other Annual Income, and select "Non-applicant spouse's income" from the drop down menu. LightStream may need to verify this income and, once verified, we will evaluate it in accordance with Wisconsin law.

Annual Amount

Source

Please select source.

If other, please describe

Please describe.

Amount

Frequency

Please select frequency.

Source

Please select source.

If other, please describe

Please describe.

Annual Amount

Source

Please select source.

If other, please describe

Please describe.

Amount

Frequency

Please select frequency.

Source

Please select source.

If other, please describe

Please describe.

Annual Amount

Source

Please select source.

If other, please describe

Please describe.

Amount

Frequency

Please select frequency.

Source

Please select source.

If other, please describe

Please describe.

Annual Amount

Source

Please select source.

If other, please describe

Please describe.

Amount

Frequency

Please select frequency.

Source

Please select source.

If other, please describe

Please describe.

Please enter amount.

^*Total Monthly Housing Costs

The estimated monthly housing cost entered is invalid, please re-enter the information.

Estimate, in the case of homeowners, of all monthly mortgage payments, including first mortgages, second mortgages, and home equity loans. Renters, please enter monthly rent.

^*Estimated Equity in Home (if owned)

Enter the current equity in your home. If none, please enter zero.

Your equity is the difference between the estimated market value of your home, less the balance of any outstanding mortgages, including home equity loans.

^*Checking and Savings Balances plus Stocks and Bonds

Enter the amount of your checking and savings plus any stocks and bonds.

Includes the sum of checking and savings accounts, stocks and bonds. Do not include the value of any home equity, auto(s), 401(k) or IRAs.

^*Retirement Assets (401(k), 403(b), 457, IRA, etc)

Enter zero or more for the amount of your retirement assets.

Retirement Assets include only monies that exist today and are 100 percent vested and owned by you.

Information for Property being Improved

Same as resident address

^*Address of Property Being Improved

Please enter complete address with both street name and number.

Apt etc

^*City

Please enter the city.

State

Please enter the state.

^*Zip Code

Please enter the zip code.

Zip code not found.

Important Note: Federal law requires all financial institutions to notify applicants that they will obtain, verify and record information that identifies each person who opens an account or applies for a loan. When you open an account or apply for a loan we are required to ask your name, address, date of birth, and other information that will allow you to be identified as the account or loan applicant. In addition, we may ask for identifying documents in order to verify this information.

See our Privacy Policy for how we handle your information.

For Rates, Select Loan Purpose

Annual Percentage Rates (APR)

Loan Term (months) ^*
Loan Amount	{{term.Min}} - {{term.Max}}
Loan Amount {{row.LoanAmount.Min \| lsLoanAmountMin}} to {{row.LoanAmount.Max \| lsLoanAmountMax}}	{{term.Min}} to {{term.Max}} months, {{ (row.Rates[$index] \| rateRange:rates.PurposeOfLoan) == 'N/A' && 'rates not available for this amount.' \|\| 'at '+(row.Rates[$index] \| rateRange:rates.PurposeOfLoan) }} {{term.Min}}-{{term.Max}} months:

Loan Terms:

*Payment Example: Monthly payments for a $20,000 used auto loan at 2.5% APR for a term of 5 years would result in 60 monthly payments of $354.95. Subject to credit approval. Advertised rates and terms are subject to change without notice.

Loan Application

Progress

Personal Information

Other "Annual" Income Changed

Fiduciary Information

{{ LoanApp.RequiresJointConsent ? 'Primary Applicant Information' : 'Your Information' }}

{{ LoanApp.RequiresJointConsent ? 'Primary Applicant Employment Information' : 'Your Employment Information' }}

Work Status Changed

{{ LoanApp.RequiresJointConsent ? 'Your Information' : 'Co-Applicant Information' }}

{{ LoanApp.RequiresJointConsent ? 'Your Employment Information' : 'Co-Applicant Employment Information'}}

Work Status Changed

Other Financial Information

Information for Property being Improved

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