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Loan Application

 

Progress

Note: You can preview all pages of the application by clicking on the sections of the progress bar below. After you preview them, they must be completed in the order they appear.

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Your Information

Please enter your name.

Please enter a valid email address.

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In order to apply for a new LightStream loan, a current physical address or improved property address is required. We are unable to originate new loans using a PO Box or International address. If approved and funded, you will have the ability to update your address back to your mailing address.

Please enter your complete address with both street name and number.

Address changed? Please go to Account Services, then Profile, then Contact Information to update your address.

Please enter city.

Please enter state.

Please enter zip code.

A Florida documentary stamp tax , in the amount of will be added to your loan amount then transmitted for payment on your behalf. Stamp tax is not included when determining loan interest rate.

Please enter a valid 10 digit phone number (456-456-4567)

Years
 
Months

Please enter time at current address.

Please enter housing status.

Please enter a valid social security number (123-45-6789)

Applicant and Co-Applicant SSNs must not match

Please enter a valid year.

You must be 18 years of age to apply for a LightStream loan.

Please enter a valid year.

Please enter a valid date.

Please enter the last four digits of your driver's license.

Please enter your residence information.

Please enter your citizenship.

Your Employment Information

Please enter your work status.

Co-Applicant Information

Other Financial Information

Please select Yes or No.

Other annual income may include bonuses, commissions, tips, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Other income may include retirement pay, pension, Social Security, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Please Read To Client:

Other annual income may include bonuses, commissions, tips, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Please Read To Client:

Other income may include retirement pay, pension, Social Security, interest, dividends, alimony, child support, etc. Please do not include non-applicant income.

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Married Wisconsin Residents:

If the loan you are applying for will be in the interest of marriage or family, you may elect to have us consider marital property, such as your spouse's income, in evaluating your application. To do so, check "yes" to enter your spouse’s income below under Other Annual Income, and select "Non-applicant spouse's income" from the drop down menu. LightStream may need to verify this income and, once verified, we will evaluate it in accordance with Wisconsin law.

Please select source.

Please describe.

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Please enter amount.

The estimated monthly housing cost entered is invalid, please re-enter the information.

Estimate, in the case of homeowners, of all monthly mortgage payments, including first mortgages, second mortgages, and home equity loans. Renters, please enter monthly rent.

Enter the current equity in your home. If none, please enter zero.

Your equity is the difference between the estimated market value of your home, less the balance of any outstanding mortgages, including home equity loans.

Enter the amount of your checking and savings plus any stocks and bonds.

Includes the sum of checking and savings accounts, stocks and bonds. Do not include the value of any home equity, auto(s), 401(k) or IRAs.

Enter zero or more for the amount of your retirement assets.

Retirement Assets include only monies that exist today and are 100 percent vested and owned by you.

Important Note: Federal law requires all financial institutions to notify applicants that they will obtain, verify and record information that identifies each person who opens an account or applies for a loan. When you open an account or apply for a loan we are required to ask your name, address, date of birth, and other information that will allow you to be identified as the account or loan applicant. In addition, we may ask for identifying documents in order to verify this information.

See our Privacy Policy for how we handle your information.

E H L Truist Bank is an Equal Housing Lender. © 2025 Truist Financial Corporation.
Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

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